2024 Ira Contribution Limits Irs. The annual contribution limit for a traditional ira in 2023 was. Contribution limits for 401(k)s, 403(b)s, most 457 plans, thrift savings plans (tsps), and other qualified retirement plans rise were $23,000 for 2024, rising from $22,500 for 2023.
The elective deferral limit for simple plans is 100% of compensation or $16,000 in 2024, $15,500 in 2023, $14,000 in 2022, and $13,500 in 2020 and 2021. The ira catch‑up contribution limit for individuals aged 50 and over was amended under the secure 2.0 act of 2022 to include an annual cost‑of‑living.
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